Auto Insurance Driven by You
Powered by General Motors, OnStar Insurance uses in-vehicle technology to assess safe driving, giving you more control over what you pay while providing a simple claims experience with a personalized touch.
Wearing your seatbelt and avoiding sudden actions are safe driving practices. These driving behaviors can help keep you safe and lower auto insurance rates.
Drive Your Price
Now more than ever, you can influence what you pay for auto insurance. Safe driving should be rewarded and OnStar Insurance does that with lower rates.
Rewards for safe driving go beyond savings. Safe drivers can also earn extra benefits such as Accident Forgiveness and Deductible Waiver.
Built for GM Vehicle Owners
Have a Chevrolet, Buick, GMC, Cadillac or a combination of them? OnStar Insurance has created an exclusive auto insurance experience for you. And if you have other non-GM brand vehicles in your family, we cover those too!
We offer loyalty discounts for Chevrolet, Buick, GMC and Cadillac owners.
OEM Parts Coverage:
This coverage means if an accident happens, your GM vehicle will be repaired with GM Genuine Parts1.
EV Home Charger:
Do you own a GM electric vehicle? We offer coverage for EV home chargers.
Stay tuned for additional states coming soon, including Ohio, Pennsylvania and Indiana.
In case you were wondering, our auto insurance is not limited to GM vehicles. If you have other non-GM brand vehicles we can cover them. You also don't have to have a paid OnStar plan to be eligible for OnStar Insurance.