If you purchased a policy before 7/7/2023, please call 833.430.0184 to manage your policy.

General Motors Insurance's Driver Program Terms

General Motors Insurance's Driver Program allows drivers to take advantage of certain rewards, discounts or savings, or other offers that may become available. To qualify for the Driver Program all you need to do is drive your connected GM vehicle. Based on your driving habits we will generate a driving score for you. Depending on your score, we will let you know if you may be eligible for certain rewards, discounts or other offers. If you haven’t already enrolled, you can do so here.

By enrolling in the General Motors Insurance's Driver Program (herein referred to as “Program”), you accept, expressly consent and agree to be legally bound by the terms set forth below. The terms set forth below may be amended at any time by General Motors Insurance Services Inc, and/or its affiliated companies in its sole discretion. Any such updates, modification or changes of any type shall become effective and legally binding upon you upon the posting of the same by General Motors Insurance to www.gminsurance.com/driving-program-terms.

  1. You agree that you will activate the OnStar service in your vehicle and the service will remain active throughout your participation in the Program. Your participation in the Program is completely voluntary and you may cancel your General Motors service or participation in the Program at any time. You may also reactivate your OnStar Service or reenroll in the rewards program at any time. To unenroll from the Program click the appropriate brand here: Chevrolet, Buick, GMC, and Cadillac.
  2. You agree that while you are enrolled in the Program, OnStar will collect vehicle data for each trip you make in your connected vehicle. OnStar reserves the right, in its sole discretion, to add or remove the types of data collected from your vehicle. Vehicle data collected may include, but is not limited to:
    • Seatbelt usage
    • Advanced driver-assistance systems (ADAS) feature usage, such as Adaptive Cruise Control, Super Cruise, and Forward Collision Mitigation.
    • How much you drive (such as mileage and trip frequency)
    • How you drive (such as speed, hard breaking, time of day, type of road, speed limit)
  3. The vehicle data collected by OnStar, the personal information you provide to OnStar, General Motors Insurance or its designees and your participation in the Program is governed by the OnStar User Terms and Privacy statement posted at www.onstar.com. We may share vehicle data and your information with our partners to facilitate providing you with the benefits of the Rewards Program.
  4. Your agreement to participate in the Program does not guarantee qualification for any rewards, discounts or savings, offers, including insurance products or discounts. If you are eligible, General Motors Insurance will notify you and provide you with specific details of the offer and any other qualification requirements.
  5. You agree that participation is not intended as an assessment of your compliance with driving laws or guidelines. You should always drive in a safe and compliant manner.
Chevrolet LogoBuick LogoGMC LogoCadillac LogoOSI
HomeCareers

Auto insurance policies are underwritten and issued by GM National Insurance Company and OnStar National Insurance Company and may not be available in all states. The General Motors Insurance companies are: GM National Insurance Company, OnStar National Insurance Company, OnStar Indemnity Company, OnStar Property and Casualty Company, and OnStar Insurance Services Inc. These companies operate for various purposes, including offering private passenger auto coverage and working with our partners to provide homeowners insurance for qualified applicants. The companies market collectively as General Motors Insurance. Auto insurance policies are subject to underwriting eligibility. Product features, prices, coverages, and available discounts may vary by state and are subject to qualifications. Coverage is subject to policy terms and conditions. Home insurance policies are sold through OnStar Insurance Services, Inc. and are underwritten and issued by member companies and affiliates of Homesite Group Incorporated (collectively, “Insurers”). Insurers are not affiliated with OnStar Insurance Services or its affiliates. Home insurance features, prices, coverages, and available discounts may vary by state and are subject to qualifications. Coverage is subject to policy terms and conditions and may not be available in all states. OnStar Insurance Services makes no representations and assumes no responsibility for any claims regarding the terms and conditions of any policies issued by Insurers. Insurers are solely responsible for any claims. OnStar Insurance Services, Inc. is a licensed agency domiciled in Arizona. General Motors Insurance| PO Box 181839 |Arlington, TX 76096 The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs and other marks appearing in this email are the trademarks and/or service marks of General Motors, its subsidiaries, affiliates or licensors. ©2024 General Motors. All rights reserved.